How not to get scammed.
Including by me.
Follow these with every trader, every time.
Never send a code before the rate is agreed in writing.
“Send it and I’ll check what I can do” is how people lose cards. Get the number first, in the chat, where it is recorded and can be scrolled back to.
Deal with people who can still be found tomorrow.
A real trader has a history you can scroll — group posts going back months, comments from other members, a name and face that don’t change. A fresh profile with no trail is a warning sign, not a bargain.
Be suspicious of a rate far above everyone else’s.
Nobody pays well above market out of generosity. An unusually good quote is almost always the bait on a hook. Compare two or three traders before you commit.
Start small with anyone new.
Including me. One small card tells you everything you need to know about how a person operates, and it costs you very little to find out.
Keep the whole conversation in one place.
If someone moves you to a new number mid-deal, or a “colleague” or “assistant” suddenly takes over the chat, stop immediately. That is a classic account-takeover pattern.
Never trade a card you did not obtain legitimately.
Cards bought with stolen payment details get clawed back weeks later, and everyone in the chain gets burned — including the honest person holding it at the end. I refuse them, and so should you.
What a scammer usually does.
Pressure and urgency
“Send it now, I have another buyer waiting.” A real trader is happy to wait while you check them out. Urgency exists to stop you thinking.
Refusing to deal in the group
Anyone who insists on moving to a private channel before you have any history together is removing the witnesses.
Asking for the code “just to check”
A balance check needs the code, yes — but only after the rate is agreed. Before that, it is just a request for your card.
A brand-new or borrowed profile
No photos, no friends, no post history, joined the group last week. Or a stolen photo of someone well known in the market.
Payment “after the next one”
Any structure where your money depends on you sending another card first. This is how people lose several cards instead of one.
Getting angry when you ask questions
“Do you not trust me?” is manipulation. Someone with nothing to hide does not mind being checked.
What to do after a scam.
Act fast, and don’t stay quiet out of embarrassment. Most people who get scammed in this market never report it, which is exactly why the same accounts keep operating.
- Screenshot everything immediately — the whole conversation, the profile, the payment details they gave you, timestamps included. Scammers delete and block quickly.
- Report it in the group with those screenshots. If it happened in either of the groups I administer, send it to me directly and I will look at it properly.
- Report the profile to Facebook so the account itself gets action taken.
- If money left your account, contact bKash, Nagad or your bank straight away. Speed genuinely matters here.
- Warn other people. Post it publicly. Naming a confirmed scammer is the only real deterrent this market has.
I look at every report that comes to me with evidence, and I look at both sides — occasionally the person complaining turns out to be the one who did the cheating.